



Terry's Contact Information
Email:
Telephone: 239-935-7789
Website:
INTRODUCTION
After 35 years originating home loans I am now working as an independent loan counselor. If you'll click on the Mortganomics PDF above and view pages 3 thru 7, you'll find the details of my professional experience. I'm no longer originating loans and I'm not affiliated with any lender. Now I use my vast experience to prequalify loan shoppers without generating any credit report inquiries that can affect their approval or expose their private information to the public. In addition, I will guide them through the entire loan origination process making sure that they are treated fairly. So, if you are in the process of buying a home, refinancing, or you're a realtor who would like an unbiased expert to assist in getting the job done, I'm the guy you can trust. I've closed thousands of home loans and I'm a Fannie Mae/Freddie Mac expert. Just give me a call!
Home Loan Information
By phone or email no matter where you live, I can show you
what you can qualify for and guide you through the complex mortgage process


Click on any of the PDF or DOCX files below to view the mortgage information provided
Why Use My
Service?
Credit
Reports
Assets and
Reserves
Pre-Qualification
Assessment
Report
Mortgage
Insurance
RESPA
Disclosures
Fannie Mae &
Freddie Mac
America's
Mortgage
Bankers
Fannie/Freddie
Conventional
Loan Limits
For 2019
First Things
First!
Credit
Scores
Interest
Rates
Filling Out Your Client Information
FHA Loans
Mortgage
Fraud
Counseling Fees
Credit
Inquiries
Loan
Selection
Client
Information
Sheet
VA Loans
S.A.F.E Act Notice
Optional
Competitive
Loan Pricing
Evaluation
Terry Donovan
Professional
Mortgage
Experience

Click Here To
Make A Payment Using PayPal
Loan Cost
Estimates
Lender
Selection
What Would
You Do?
Hard Money
Loans
Mortgage
Documents
The Abbreviated
Fannie Mae Guide
of Mortgage Loan
Information
Something New
Coming Soon
And There's More...

Certified Real Estate
Finance Instructor
As a licensed Arizona mortgage broker, realtor, and a certified real estate finance instructor, Terry presented regular real estate finance education seminars in Arizona for over a decade. Each of his 3-hour real estate finance seminars was certified for continuing education credits by the State of Arizona Department of Real Estate.



The man sitting in the front row on the far right wearing the tie was the Executive Director of the Arizona Department of Real Estate. After the seminar was over, he introduced himself to me and told me how pleased he was with the content and my knowledge of mortgage finance. He suggested that I add Phoenix to my seminar schedule so he could send a number of his employees to attend.

Graduate of the Prestigious School of Mortgage Banking at Northwestern University


The School of Mortgage Banking Class of 1992
Graduation at Northwestern University
Kellogg School of Management



Professional Mortgage Underwriter

The above page was excerpted from Terry's published book "Mortganomics" A Critical Examination of Mortgage Lending Practices, Pricing, and Predatory Abuses
Why me? Why me?

Don't bang your head against a wall worrying about
getting your loan approved. Just call or email me.
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239-935-7789
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Counseling home buyers and owners for 35 years
