After 35 years originating home loans I am now working as an independent loan counselor. If you'll click on the Mortganomics PDF above and view pages 3 thru 7, you'll find the details of my professional experience. I'm no longer originating loans and I'm not affiliated with any lender. Now I use my vast experience to prequalify loan shoppers without generating any credit report inquiries that can affect their approval or expose their private information to the public. In addition, I will guide them through the entire loan origination process making sure that they are treated fairly. So, if you are in the process of buying a home, refinancing, or you're a realtor who would like an unbiased expert to assist in getting the job done, I'm the guy you can trust. I've closed thousands of home loans and I'm a Fannie Mae/Freddie Mac expert. Just give me a call!